Banking & Financial

When a person or company is owed money, it’s important to pursue every legitimate avenue to recover it — while staying firmly within the law. Collection is governed by strict rules, and a creditor who ignores them can face significant penalties. We help creditors and lenders collect what they’re owed the right way.

Effective collection requires familiarity with federal laws such as the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, which govern how, when, and in what manner a debtor may be contacted. We make sure your collection efforts comply with these requirements while pursuing the debt owed to you.

When direct collection efforts fall short, we pursue other remedies — including wage garnishment (a court order requiring an employer to withhold part of a debtor’s wages until the debt is satisfied) and execution on a debtor’s property through the Sheriff’s office. These steps require an attorney who can present your case to the court and obtain the orders you need.

Sperry Law Firm has represented creditors and lenders in Plant City, the Tampa Bay area, and throughout Florida since 1980, with individual attention and clear communication at every stage.

Creditors’ rights services include:

• Creditor rights in bankruptcy
• Mortgage foreclosure (lender)
• Commercial collections (lender)
• Secured and unsecured collections (lender)
• Garnishments
• Assignment of rents

Need to collect a debt or enforce a lender’s rights? Call 813-754-3030.